The terms of spending time together.
Terms of Service · Draft for the US pilot, November 13, 2026. These terms describe the intended marketplace and explicitly distinguish the local preview from a live service.
Local pilot draft · Version 2026-11-13-draft-1. Legal and operational review is required before public transactions.
1. Who we are and what this is
BorrowAPal is a marketplace that helps adults find, coordinate, and pay for platonic company. The operator’s legal entity, business address, and service contact must be inserted before a public launch. This local software preview is not offering actual paid meetups. Sample profiles are fictional, lifestyle images are AI-generated illustrations, and transactions are simulated.
2. Accounts and eligibility
You must be at least 18 and legally capable of entering the agreement. Use accurate information, protect your login credentials, and notify us of unauthorized access. Accounts are personal and may not be sold or shared. Email or phone verification establishes contact control, not identity. Both sides must pass required identity screening before real transactions; Pals also complete payout and tax onboarding.
3. Marketplace role
The platform facilitates discovery, booking, coordination, and transaction processing when activated. Members choose their plans and whether to participate. BorrowAPal does not provide therapy, healthcare, professional advice, dating, sexual services, transport, caregiving, or labor placement. The platform’s role does not remove duties imposed by law. Employment or contractor status depends on actual facts and applicable law, not labels in these terms.
4. Listings and bookings
Pals provide accurate descriptions, choose approved activities and rates, state their availability, and decide whether to accept requests. Buyers choose a suitable Pal, public place, and budget. The Booking Policy governs duration, pricing, expenses, cancellation, and disputes. Each party must sign the per-booking agreement. No agreement can require illegal conduct or override non-waivable rights.
5. Fees and financial obligations
The pilot proposes a 15% Pal-side commission, no extra buyer platform fee, and no commission on external activity expenses. The price quoted and recorded when requesting applies. Required taxes and provider disclosures must be integrated before live use. Do not evade platform fees by arranging companionship payments elsewhere. Reasonable, agreed activity expenses may be paid directly to venues.
6. Content and conduct
You retain ownership of content you submit and grant the operator permission to host, display, process, and moderate it solely to operate and improve this service, subject to the Privacy Policy. Only submit content you may lawfully share. Do not infringe rights, scrape private information, introduce malicious code, bypass security, impersonate others, or fabricate reviews. Reviews require a completed booking.
7. Restrictions and account closure
Violations, credible safety concerns, fraud, legal requirements, or unpaid obligations may lead to proportionate restrictions, content removal, suspension, or closure. Where appropriate, provide reasons and a way to appeal through support, unless law or safety requires otherwise. You may request deletion; necessary dispute, fraud-prevention, financial, or legal records may need to be retained.
8. Disclaimers and limits
The service cannot guarantee compatibility, continuous availability, member conduct, income, or safety. It must nevertheless meet applicable legal duties. Any limitation of liability applies only as permitted by law and excludes fraud, gross negligence, willful misconduct, and rights or obligations that cannot lawfully be limited. No fixed liability cap, compulsory arbitration, or class-action waiver is imposed by this draft.
9. Disputes and applicable law
Start with support to seek a fair resolution. These terms preserve access to courts, consumer remedies, regulators, and law enforcement. Applicable federal, state, and local law controls; a final governing-law and venue clause will be chosen only after the operator’s entity and pilot jurisdictions are reviewed by counsel.
10. Changes and contact
Material changes require clear advance notice and renewed acceptance where appropriate; existing bookings retain their saved terms unless a legally required change applies. The local Help & reporting form creates a database record only. Live support contact, mailing address, notice procedure, and legal owner must be supplied before launch.